Documents in lending

Live with CDFIs and SMB lenders across all 50 states. See deployments

Built for the loans bureau scores miss.

Live with CDFIs, community banks, and SMB lenders across the country. Self-employed borrowers, gig workers, immigrant entrepreneurs — the documents bureau scores can't read.

  • Underbanked US businesses: 63M
  • Avg. manual SBA review: 5 hrs
  • Time saved with Kita: 90%

Why now

Both banks and fintechs hit the same wall.

Generic OCR and template-based extraction were not built for the document diversity your borrowers actually bring.

  1. SBA packages take hours to review
    Every 7(a) and 504 application arrives as a stack of tax returns, P&L statements, bank records, and supporting documents. Your team processes them one at a time.

  2. Non-standard documents from immigrant-owned businesses
    Foreign bank statements, multilingual records, informal income proof. Your team either rejects them or spends triple the review time.

  3. Mission outpaces operational capacity
    You want to serve more borrowers. But manual review is the bottleneck. You can't hire analysts fast enough to match community demand.

  4. Generic tools weren't built for your borrowers
    Standard OCR fails on the document diversity your borrowers bring — gig income, remittance receipts, ITIN letters, foreign records.

Documents we read

Every borrower document. Extracted and verified in seconds.

Trained on the long tail of US small-business and thin-file documents — the layouts, regulations, and fraud patterns that make this market different.

  • Business tax returns:
    Form 1120/1120-S, Schedule C, K-1s, 1065 partnership returns, quarterly 941s

  • Commercial bank statements:
    Business checking & savings from Chase, BofA, Wells Fargo, regional banks, credit unions

  • SBA loan packages:
    SBA 7(a) & 504 applications, SBA 1919 borrower information forms, personal financial statements

  • Business financials:
    P&L statements, balance sheets, cash flow statements, accounts receivable aging

  • Entity & legal documents:
    Articles of incorporation, operating agreements, EIN verification, business licenses, bylaws

  • Non-standard income:
    Foreign bank statements, remittance receipts, gig platform earnings, informal income proof

  • Identity & immigration:
    Driver's licenses, ITIN letters, resident cards, EAD work permits, visa documents

Any document: PDFs, scans, photos, screenshots. No templates required.

Custom support: Niche document type? Forward-deployed engineering builds it.

Talk to us

Building the document layer for the lenders bureau scores skip.

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